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- Julian Hobbs
How To Find A Company’s VAT Registration Number: Step-by-Step Guide For UK SMEs
Introduction In the UK, SMEs are often divided into two categories- those that are VAT-registered and those that aren’t. If...

- Julian Hobbs
What Are Management Accounts and Why UK Businesses Need Them
Introduction I often meet small business owners in Welwyn Garden City and across Hertfordshire who are frustrated. Sales are solid....

- Julian Hobbs
HMRC Savings Account Tax Warning Explained: What UK Savers Need to Know in 2025/26
Maggie concentrated on her daily expenses. She always believed that her savings were the most secure aspect of her money...

- Julian Hobbs
What Is a Cash Flow Forecast? UK Accountant’s Guide with Examples & Best Practices
Introduction I meet a lot of founders in Welwyn Garden City and across Hertfordshire who feel busy but not fully...
- Julian Hobbs
Financial Accounting vs Management Accounting – What UK SMEs Should Know
Introduction I often meet founders who say, “We’ve got our year-end accounts, but we still don’t know if we can...
- Julian Hobbs
Late Payment in the Construction Industry: How to Protect Your Business and Boost Cash Flow
Late payment in construction industry projects is more than just a headache; it may cause relationships to suffer, projects to...
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