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Cash Flow Services: Analysis & Projections for UK Businesses
Stay Liquid. Stay Ready. Stay in Control.
We help businesses predict, prepare, and perform. Whether you’re navigating growth, managing risk, or seeking funding, our cash flow forecasting services give you the clarity to act decisively and the confidence to know your growth plans are fully backed with cashflow.
Stay Liquid and Ready
Be ready for any situation; whether its potential cash surpluses or seasonal shortfalls, never get caught off-guard. Stay liquidity-ready always.
Identify Risks Early
With historic and current data combined with automated bank reconciliations, you can plan investments, manage debt, and stay cash positive. We give you a future view of your inflows and outflows for the next month, quarter, and year.
Forecast with Confidence
When you know the future cash inflows and outflows for the coming month /quarter or year, you can make informed strategic decisions regarding finance expansion plans, headcount etc.
Cash Flow Forecasting & Projections – Know What’s Ahead, Always
Cash is the fuel that keeps your business moving. Our team combines real-time data with strategic foresight to give you tailored, actionable cash flow projections.
We analyse daily transactions, spot patterns, and build forecasts that reflect the realities of your business. Whether you’re prepping for growth, avoiding a cash crunch, or just want better control then we’ve got you covered.
Our Cash Flow Services for SMEs and Growing Businesses
In-depth Cash Flow Analysis
Monitor income, expenses, and profit over time to identify trends. We help you monitor liquidity, identify trends, and spot trouble early. When you identify trends and pinpoint potential issues- you are on the path to sustainable growth.
Tailored Cash Flow Projections
Every business has a unique cash cycle. We build custom, three-way forecasts that link your P&L, balance sheet, and cash flow for a complete picture.
Scenario & What-If Planning
What happens if sales drop 15%? What if you double your team? We model it all, so you’re never making decisions in the dark.
Outsourced Cash Flow Management
Don’t just increase your overhead by hiring new members or investing in new tools. With outsourced solutions you get a team that handles everything, from setup to reporting, and formulating flexible strategies.
Accounting Software Integration
We seamlessly integrate with Xero, QuickBooks, and other major platforms so your forecasts are powered by real data. We even accommodate bespoke industry specific systems in many circumstances.
Regular Monitoring & Updates
Your business evolves and your forecast should too. We update and refine your projections to keep them relevant and reliable.
Julian Hobbs
Founder & Chartered Accountant
“The only certainty in business is uncertainty! “
Why UK Businesses Choose Julian Hobbs & Co for Cash Flow Management
Our cash flow analysis and projections follow a systemic and structured approach, with pre-defined templates and risk management strategies put in place to deliver accurate insights, and curate better financial plans backed by data. Our services are ideal for companies aiming to secure funding, make better decisions, as well as to grow sustainably. Our firm employs seasoned Chartered Accountants, providing visual cash flow data at your fingertips, anytime, anywhere.
- Real-time Dashboard
- Tailored Solutions to Your Business Model
- Certified Team
- End-to-End support from Setup to Reporting
How We Do It
1. One-to-One Discover Call
Get a 30 min free consultation lined up with our MD. Know our experiences and diverse industry portfolio.
2. Custom Proposal & Transparent Pricing
We create tailored proposals based on exact requirements and send it upfront with no hidden charges
3. Onboarding & Strategy Set Up
Once you’re happy to proceed, we set up your financial strategy roadmap, and get to work straight away.
4. Regular Check-Ins
We help you stay ahead of the challenges and capture new opportunities as your business grows
100+
Businesses Supported
£40M+
Annual Turnover Managed
16 Years
Helping Clients Understand
Their Numbers
100%
Remote, Human, and
Hassle-Free
Let’s Take the Stress Out of Your Finance Function
Whether you’re looking for day-to-day support or strategic financial direction, we’d love to learn more about your business. No pressure. No jargon. Just a friendly chat to see how we can help.
What Our Clients Say
We’re proud to work with brilliant business owners who trust us to take care of their finances, year after year.
Get A Consultation If You Need Help
We’re proud to work with brilliant business owners who trust us to take care of their finances, year after year.
Frequently Asked
What is a cash flow analysis and why is it important?
It tracks the movement of money in and out of your business. Done properly, it helps you understand liquidity, avoid nasty surprises, and prepare for upcoming costs or opportunities.
What are the common mistakes businesses make in cash flow forecasting?
Businesses often underestimate expenses and make mistakes in guessing their income without considering delays in customer payments. Some also forget to include seasonal expenses, unexpected costs, and others use outdated static data. We take a structured approach backed by real-time data and what-if situations to make you future ready.
What is a Three-Way Cash Flow Forecast?
It links your P&L, balance sheet, and cash flow into one model. This gives you a full picture of how sales, expenses and assets impact your cash — ideal for funding, planning, and growth..
How does a cash flow forecast differ from a budget?
A budget shows what you expect to happen. A forecast shows when it actually happens. You can hit all your revenue targets and still run out of cash if timing’s off.
How often should I update my cash flow projection?
It depends on how your business runs. If your cash flow is steady, updating the projection once a month or quarter might be enough. But if you’re growing quickly, managing tight cash, or facing uncertainty, it’s better to update it weekly. We offer flexible cash flow projection options—weekly, monthly, or quarterly—based on your business needs. For personalised support, get in touch with us.
